Finance guides written for Indian investors and borrowers.

29 April 2024

GST on Services in India: Complete Rate List & Calculator Guide

Complete guide to GST rates on services in India — IT services, consultancy, rent, restaurants, transport, and how to calculate GST correctly.

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22 April 2024

How Much SIP Should You Do Based on Your Salary? (India Guide)

Find the ideal monthly SIP amount based on your take-home salary in India. With corpus projections for ₹25K, ₹50K, ₹1L, and ₹2L monthly income.

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15 April 2024

How to Save Income Tax in India: 10 Legal Ways (FY 2025-26)

Complete guide to saving income tax in India for salaried employees — Section 80C, HRA, NPS, home loan deductions, and new vs old regime comparison.

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8 April 2024

Home Loan vs Renting in India: Which is Better in 2025?

Should you buy a house on loan or continue renting? A data-driven comparison for Indian cities — Mumbai, Bangalore, Delhi, and Tier-2 cities.

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1 April 2024

PPF vs FD: Which is the Better Investment in India? (2025)

Compare Public Provident Fund (PPF) and Fixed Deposit (FD) — tax benefits, returns, lock-in, and which is right for you.

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20 March 2024

EMI Formula Explained — How Banks Calculate Your Loan EMI

Understand the EMI formula used by Indian banks. Step-by-step calculation with examples for home loan, car loan and personal loan.

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15 March 2024

How to Calculate GST in India — Inclusive vs Exclusive Explained

Step-by-step guide to calculating GST in India. Understand inclusive vs exclusive GST, CGST/SGST split, and use our free GST calculator.

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10 March 2024

FD vs RD: Which is Better for Savings in India? (2025)

Compare Fixed Deposit (FD) and Recurring Deposit (RD) — interest rates, flexibility, returns and when to choose each. With calculators.

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5 March 2024

SIP vs Lumpsum Investment: Which is Better in India?

Compare SIP and lumpsum investment in mutual funds. Learn when to choose each strategy with real examples and calculators.

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1 March 2024

7 Proven Ways to Reduce Your Home Loan EMI in India

Learn how to reduce your home loan EMI through prepayments, balance transfer, rate negotiation and more. Step-by-step guide for Indian borrowers.

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